Deny Now…Pay Later: Christian Debt Reduction Does it Work?
Let's face it, the economy appears to be strong, and while it's chugging along, more and more people
are finding themselves getting deeper and deeper into debt. Why is that? The sad thing is that, most
likely, some of this debt is not your fault. After all, you need a place to live and food to eat, but
circumstances beyond your control have now left you owing more money than you can pay back.
However, Romans 13:8 clearly states that you should owe no man any debt except to love one another.
Proverbs 22:7 explains that the borrower is servant to the lender. Could consumer debt reduction be the
silver lining you've been looking for.
Of course, there is more than one way to reduce your debt. Which one you choose will depend on you
making the decision and being intentional throughout the process. With that being said, there are some
things you can do to get yourself off to a strong start. If you are disciplined, you can do the work to
become debt free. However, many have tried and failed.
Did you know that christian debt reduction services have helped thousands of people all over the United
States become debt free and they can help you too? Just like with any of the many debt consolidation
companies out there, research the Christian organizations to get the best bang for your buck.
Some of the benefits the debt reduction company you choose should offer you are no hidden or upfront
fees. If they tell you that you need to pay upfront, steer clear of them and keep on researching other
companies. Christian or not, giving up your hard-earned money without any work being done is
unethical and downright wrong.
A good Christian debt consolidation company should tell you they can get those high interest credit card
or loan rates reduced or outright eliminated along with all the over-the-limit fees and late charges and
negotiate lower interest rates. Just by accomplishing this the debt consolidation company can help you
reduce your debt by up to 70%.
Lower interest rates mean lower monthly payments and if you choose to consolidate your debt you will
only be required to make one low monthly payment to pay down all the credit card or other unsecured
debt you may have, like overdue medical bills.
How nice would it be to be rid of all the late fees and stop getting all those harassing collection phone
calls (on your cell phone) every day? I think that would help reduce not only the debt you have but your
stress level as well. And if your stress level is decreased then you will sleep better and be able to
function better in your daily life.
You also do not need an excellent credit rating to be accepted into a Christian debt reduction program.
Good, bad, or ugly, it doesn't matter, they will help you no matter what. And some Christian
organizations do not require you to have a minimum amount of debt to qualify for their assistance.
If you are finding it increasingly difficult just to maintain basic needs like house payment, food and utility
bills each month and are considering filing bankruptcy because you cannot pay on any of your
outstanding debt, check out Christian debt consolidation services first. They may be the answer you
have been looking for, you really do not have anything to lose by checking them out.

Remember that debt reduction services only cover unsecured debt. Your home loan and car loan are
considered secured debt and you will still be responsible for making your monthly payment to these
loan holders.
Usually, paying down your debt through a debt reduction service takes from 48 to 60 months and you
will be required to make monthly payments to an escrow account. Make sure that the escrow account is
an FDIC insured trust account. You can be debt free and learn to budget your monthly expenses
effectively with the help of a debt reduction service.
It is recommended that you review the monthly statements you receive from your creditors each month
to make sure the payments are being received according to the plan agreed upon between you, your
creditors, and the Christian debt reduction company. Remember to be a good steward of your finances,
you must learn to make, keep and grow your money to build generational wealth and leave and
inheritance for your children’s children.
Lynn Demmons
America’s #1 Financial Rebound Coach
About the Author:
Lynn Demmons, America’s #1 Financial Rebound Coach educates professionals on investing strategies
and techniques to help each discover the purpose, priorities and motivation to achieve generational
wealth. Her simple yet practical and effective systems empower clients to grow and focus on outcomes
not incomes. As a result, her clients achieve the best financial life for their purposes. Lynn’s philosophy
is “Be generous with what you have- no matter how big or small; results will follow.”
Author: “Raise a Financial Genius: Whether You’re Good with Money Or Not”
“How You Can W.I.N. as a Lady Leader When Life Deals You an L”
Other titles by Lynn Demmons
Follow Lynn on Instagram and Twitter @DemmonsSpeak.